RetirementAdvisorPro Blog
Retirement Income, IRMAA & Medicare Planning Insights
Practitioner analysis by Mark Annese for financial advisors — the math between the gross number on the statement and the check clients actually keep.
July 15, 2026
How a Roth Conversion Can Erase the New Senior Deduction (and Trigger IRMAA)
A $100,000 Roth conversion can raise taxable income by $112,000 and queue up IRMAA surcharges two years later. The math advisors need before converting.